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Purchasing Your Home

How To Move With Pets

Update your pet’s tag with your new address. Make sure your pet’s collar is sturdy and correctly sized. The tag should also include your mobile number and e-mail address so that you can be reached during the move. Request veterinary records. Ask your current vet to send your pet’s medical history directly to the new vet. Have their contact information handy in case of emergency or if the new...

FICO: When Should Buyers Start to Check Credit Scores?

The credit-score company created guidelines for people planning to finance a home, car or other loan. Homebuyers should start up to 24 months before shopping. SAN JOSE, Calif. – Certain credit-based applications need more preparation than others, and for many purchases – including home buying – a credit check should be the first step. The check helps buyers confirm that they qualify for a home,...

Required Paperwork – Another Reason to Hire a Realtor

Are you considering selling your home For Sale By Owner? Not knowing what papers you need to sell your property can cost you dearly. There are lots of documents and many disclosures that need to be signed and submitted for filing throughout the home sales process. A seller needs to consider scheduling appraisers, arranging necessary inspections, and meeting a whole host of other conditions. Failing...

7 Reasons to Work With a REALTOR®

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: 1. An expert guide. Selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. A knowledgeable expert will help you prepare the best deal, and avoid delays or...

Fastest Down Payment Plan? Move in with Mom and Dad

Study: Assuming 5% down, adults in two Fla. metros could save enough in one year to buy a house if they A) move back home, and B) save all the unneeded rent money. SANTA CLARA, Calif. – For the record number of working young adults who moved back home during the pandemic, homeownership may be more attainable than they think, according to a new report released by realtor.com. For someone paying a...

9 Things You Should Ignore While House Hunting

1. Paint Colors - Repainting is cheap, easy and fast. Focus on the structure, window placement and other permanent features. 2. Wonky Wallpaper - It may take a bit of work, but it can be replaced or covered. 3. Kitchen Appliances - There's a good chance you could end up replacing them in time, anyways. 4. Hardware - Drawer pulls, doorknobs and sconces are simple to update, so don't them ugly ones...

6 Quick Tips for Planning Your Move

Planning a move can be a stressful process. Follow the below tips to help you remain organized and manage through it with less stress. 1. Color code each room in your new home, then pack and label your boxes to match their new location. 2. Use suitcases to pack clothes you'll need right away. 3. Keep essential items close on hand: Tape, scissors, utility knife, hand soap, dish soap, kitchen...

Mortgage Considerations

Low mortgage rates and a reopening economy may be prompting buyers to get out and shop, and the good news is that rates are expected to remain low in the coming weeks and even months. Money.com has put together a mortgage rates guide which summarizes key considerations related to your mortgage payments including private mortgage insurance, mortgage loan options, refinancing, discount points and more....

8 Factors that Enhance a Home’s Value

Text Version: Looking for the best return on investment on the home you're buying? Consider these factors, which Realtor.com identified by analyzing millions of sales nationwide: 1. Small Size. Over the last five years, homes under 1,200 s.f. are favorites of retiring boomers and first-time buyers' and have appreciated by an average of 7.5% per year - While homes 2,400 s.f. or larger have risen just...

How to Protect Your Identity When Buying a Home

Text Version: Thieves are using ever-more sophisticated scams to steal your identity and ultimately, your down payment. To help protect yourself, consider these suggestions: * Install malware protection software on your computer to help block online attacks. * Create strong passwords for your computer and smart devices and change them regularly. * Add lock-out software that blocks access to your...

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