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Purchasing Your Home

Things to Avoid Doing Before Closing

Text Version: You've found your dream home, your offer is accepted and your closing date is 20 days away. We know your mind is on furnishing your house and buying supplies. And you're probably a little overwhelmed with all that goes into moving. Don't jeopardize your chance at a successful closing by making one of these errors. Here's what NOT to do before closing on your new home: 1. Change...

Use a Realtor? 80% of Millennials Say Yes

Survey: 72% of consumers have used a Realtor, but the level of trust varies by generation: 80% of millennials plan to use one but only 71% of Gen Zs say the same. OAKLAND, Calif. – It’s hard to know who to trust, which keeps demand for intermediaries – Realtors®, insurance advisors, etc. – high. However, the first consumer hurdle is to find an intermediary they also trust. A new survey from...

Don’t Shop Based on Mortgage Approvals

Buyers preapproved for a $375K home often look for a $375K home. But they’ll likely get to closing only if they consider property with a lower asking price. CHICAGO – Buyers preapproved for a mortgage may be tempted to shop for homes up to that maximum amount in listing ads. But real estate pros and financial experts advise setting a limit somewhat lower than that number. The reason: House...

Interest Rate Hikes Don’t Always Affect Mortgages

Rates on short-term credit, such as credit cards, will likely rise at the same pace as interest rates. But the link to long-term rates, such as mortgages, isn’t as clear. WASHINGTON (AP) – Will mortgage rates go up? How about car loans? Credit cards? How about those nearly invisible rates on bank CDs – any chance of getting a few dollars more? With the Federal Reserve signaling Wednesday that...

Most Consumers Now Comfy with Online Closings

After a year of the pandemic, 81% of adults say they’re okay buying things – even expensive things – online, especially with extra authentication and verification steps. NEW YORK – The COVID-19 pandemic fueled an acceleration in online transactions, including in real estate. As a result, a majority of U.S. adults are comfortable completing financial purchases digitally, finds a new...

12 Tips to Make Moving Easier

Text Version: Want to reduce the headache of moving into a new home? Follow these tips: Before You Pack 1. Plan your move well in advance. This will help you avoid a last-minute frenzy. 2. Back up your computers. Protect critical files and photos by storing copies on a portable hard drive you carry with you, or uploading the files to a free cloud server such as Google Drive or Dropbox. 3....

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