At an average 3.02% for a 30-year, fixed-rate mortgage, last week’s slightly higher rate carries psychological impact. One year ago, the average FRM was 3.29%. WASHINGTON (AP) – U.S. long-term mortgage rates were steady to higher last week, as the benchmark 30-year loan breached the 3% mark for the first time since July 2020. Rates remain near historic lows as the economy strains toward recovery in...